The Louisiana Homeowner Assistance Fund application period is now closed and as of April 30, 2023, the program is no longer accepting new documents or appeals for inactive files. To check the status of a previously submitted application, click here.

Overview

The Louisiana Homeowner Assistance Fund (HAF) is a financial relief program to help homeowners financially impacted by COVID-19.

The program provides up to $50,000 in financial aid to low- to moderate-income families who are behind on their mortgages and at risk of foreclosure.

Funded through the U.S. Dept. of Treasury and administered by the Louisiana Office of Community Development, the program provides an allocated $146.7 million in funding to eligible homeowners to prevent mortgage delinquencies, defaults, and foreclosures.

Eligible Assistance

Louisiana’s HAF program provides mortgage assistance to eligible households, providing both reinstatement payments and payments over time for:

Mortgage loans in forbearance

Delinquent loans not in forbearance

Loans in foreclosure

Additional Resources

Counseling

If you need advice, find a HUD-approved housing counselor near you:

Call: 1.800.569.4287 or 1.888.995.HOPE (4673)

Visit: hud.gov or consumerfinance.gov

Legal Assistance

If you need a lawyer or legal assistance, there are tips for finding a lawyer from the Consumer Finance Protection Bureau as well as legal resources in Louisiana. If you’re a servicemember, you should consult with your local JAG Legal Assistance Office.
American Bar Association’s Legal Help: FindLegalHelp.org
Legal Services Corporation: lsc.gov

For more information regarding federal financial programming in response to COVID-19, please visit:

The Consumer Financial Protection Bureau: COVID Housing Assistance: consumerfinance.gov
National Consumer Law Center: COVID Mortgage Relief Resources: library.nclc.org